The Role of Financial Institutions in Financing Small Businesses
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Financial Institutions, Financing, Small Business
Abstract
The study is mainly aimed at finding out the role played by financial institutions in the financing of small enterprises based in the Southern Region and the reality of this funding and at identifying the obstacles to microfinance. The study population in the financial institutions operating in the region (commercial and specialized banks) and through the use of the report of the Agricultural Bank and Development main to get to know the reality of financing granted, as well as the distribution of a questionnaire on working commercial banks and specialized banks with respect to microfinance. And the results were that the majority of the working projects, a small Southern region, and ultrafine were self-financed, and institutions that had been financed by the banks did not achieve economic and social development of the Southern region's goals because of a lack of follow-up financing granted to consequent faltering borrowers for payment, and there are many obstacles in relation to financing small projects currently. The operating banks disclose the data and information on financing granted to small businesses, size, and the establishment of the state through financial bodies constructing an entity responsible for providing guarantees for small business owners and the follow-up financing granted; the need to organize the financing granted by banks to the owners of small businesses through the bank, studying the draft submitted by the borrower; and the existence of a supportive hand to the owners of small businesses to provide advice and counsel.
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References
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